I was relieved there was a pet insurance option out there that someone like me, a recent college grad, could afford. Not long after I signed up for Bivvy, I made my first claim. I was so pleased with how easy it was to file a claim and how quickly the claim was processed. All I had to do was send Bivvy a photo of my receipt from our visit and I was finished. Within a day of filing my claim, I received a message saying it was accepted, and my reimbursement was on its way.